DISCLAIMER / TERMS OF USE
Last updated: October 2025
1. Terms and Conditions of Use
By using CanadaTravelMedical.ca, you acknowledge your acceptance of these Terms and Conditions. These Terms may be revised at any time without notice; your continued use constitutes your acceptance of the changes. If you disagree, please discontinue use.
2. Information Purposes Only
The content on this site is provided solely for general informational purposes. It is not intended to constitute insurance, legal, tax, financial, or professional advice. You should consult a qualified advisor before making decisions based on this content.
3. “As Is” / No Warranty
All information is provided on an “as is” basis without warranties of any kind (express or implied), including warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.
4. Relationship with Insurers / Redirects
This site operates as an affiliate/referral site. Users who click “Get a Quote” or “Buy Online” are redirected to the insurer’s secure portal (GMS). Policy applications and purchases are handled directly by the insurer.
When a visitor clicks a “Get a Quote” or “Buy Online” button, they are redirected to GMS’s secure online portal. Quotes, applications, and payments are handled directly by GMS in accordance with its own licensing, underwriting, and privacy policies. We do not collect or process your personal health or payment data.
The Operator of this website is a licensed life and accident & sickness insurance advisor in Ontario under the Financial Services Regulatory Authority of Ontario (FSRA): Licence # 04081171.
5. Affiliate / Commission Disclosure
We may receive commissions or referral fees if you purchase a policy via our referral links. These referral fees do not increase your cost or change your policy terms.
6. Geographic / Solicitation Limitations
Insurance products may not be offered or available in all jurisdictions. Nothing on this site constitutes an offer or solicitation in any jurisdiction where we or our insurers are not licensed or permitted to operate. Purchasers of insurance products should check their local laws before buying any insurance product.
7. User Responsibility & Verification
Quotes are based on the information you provide and are subject to verification by the insurer. In case of discrepancy, the insurer’s official quote supersedes. You are responsible for providing accurate information.
Complete details of the benefits, exclusions and other policy details can be obtained from CanadaTravelMedical.ca or the respective insurance company without charge upon request. It is the responsibility of the insured to review the insurance policies in detail before purchase and/or upon initial receipt of the policy. You may also request information directly from our providers.
You agree to direct all inquiries regarding claims under policies arranged by CanadaTravelMedical.ca to the insurance company that issued the policy.
8. Limited Liability
Neither CanadaTravelMedical.ca, nor the Operator of this website, nor any of its officers, employees or third-party partners will be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on any content, even if advised of the possibility of such damages.
9. No Warranty on Third-Party Sites
Third-party links (to insurer or external sites) are for convenience only. We do not endorse or guarantee their content, privacy practices, or security. We market health, life and travel insurance domestically and internationally as brokers by contractual agreements with our insurance carriers.
10. Regulatory Disclosure for Québec
For Québec residents, Canadian travel insurance policies are distributed under the Distribution Without a Representative (DWR) regime regulated by the AMF, and purchases must be made through licensed insurers within that framework.
11. Contact / Inquiries
For questions about this disclaimer or website content, please contact:
canadatravelmedical.ca
Email: info@canadatravelmedical
Phone: +1 (437) 244‑3745